Costs Associated with a Funeral or a Cremation
All costs associated with a funeral, whether it is a burial or a cremation will fall into one of two categories:
Funeral Home Charges
When considering the costs of a burial, you must consider the total cost. They may include:
- Transfer of Remains to the Funeral Home from the place of Death (New York State Law requires that this be done by a Licensed Funeral Director)
- Preparation of Remains (If selected) which is the embalming of the deceased.
- If embalming is not selected Topical Disinfection of the deceased may be required.
- Custodial Care may be charged for days that the body is being held and no other services are being provided. This fee must be disclosed and identified as a daily, weekly or one-time fee.
- Dressing, Casketing and Cosmetology
- For most women a professional hair dresser will be used.
- Arrangement Fee is the cost associated with the availability to respond to initial request for service (24 hours a day, 365 days a year), the arrangement conference, securing of necessary authorizations, and coordination of service plans with parties involved in the final disposition of the deceased.
- Supervision for Funeral Service and/or the Visitation.
- Use of the Facilities for the Funeral Service and/or the Visitation.
- Hearse (usually required)
- Flower Car / Lead Car – Optional (usually encouraged)
- Limousines - Optional
- Casket (required)
- Vault (required by most cemeteries)
- Register Book - Optional
- Prayer Cards - Optional
- Thank You Cards - Optional
- Flowers – Optional
- Clothing – May be provided by Family or is Available for purchase
- Monument or Stone Inscription – Optional
- Cemetery Equipment Rental may be necessary if the cemetery does not have their own equipment. (Usually Rural Cemeteries)
- Forwarding or Receiving Remains if another funeral home is involved with a death or a burial outside of New York State.
A Cash Advance is used for any goods or services that the funeral home pays to a third-party on behalf of a family. Cash advance items may include such things as cemetery (opening and closing costs of a grave or the purchase of a new grave) or crematory fee, pallbearers, public transportation, clergy honoraria, musicians, singers, death notices, gratuities, and death certificates.